# Welcome to conomy\_hq

Build and operate account and payment flows with a single API surface:

* Identity and organization management
* Multi-rail topups and withdrawals
* Account lifecycle and balances
* Checkout sessions, payment links, and webhooks

{% hint style="info" %}
Start in sandbox, then move to production credentials once your integration and webhook flow are validated.
{% endhint %}

## Environments

{% tabs %}
{% tab title="Sandbox" %}
Use sandbox for development, test payments, and webhook handling.

```bash
https://api.conomyhq.com/sandbox
```

{% endtab %}

{% tab title="Production" %}
Switch once your credentials, webhook verification, and error handling are ready.

```bash
https://api.conomyhq.com
```

{% endtab %}
{% endtabs %}

***

## Start here

{% columns fullWidth="true" %}
{% column %}
{% content-ref url="../quickstart/introduction" %}
[introduction](https://developers.conomyhq.com/quickstart/introduction)
{% endcontent-ref %}
{% endcolumn %}

{% column %}
{% content-ref url="../api-reference/authentication" %}
[authentication](https://developers.conomyhq.com/api-reference/authentication)
{% endcontent-ref %}
{% endcolumn %}

{% column %}
{% content-ref url="../payments/payment-structure" %}
[payment-structure](https://developers.conomyhq.com/payments/payment-structure)
{% endcontent-ref %}
{% endcolumn %}
{% endcolumns %}

***

## Common flows

{% tabs %}
{% tab title="Collect funds" %}
Bring funds into an internal account using a pay-in rail (`CVU`, `PIX`, `ETPAY`, `PSE`, `ACH`, and others).

{% content-ref url="../payments/payment-types/topup-account" %}
[topup-account](https://developers.conomyhq.com/payments/payment-types/topup-account)
{% endcontent-ref %}
{% endtab %}

{% tab title="Send funds" %}
Send funds from an internal account to an external destination using a pay-out rail (`BANK_ACCOUNT`, `SPEI`, `PIX`, `ACH`, `SWIFT`, and others).

{% content-ref url="../payments/payment-types/withdrawal-account" %}
[withdrawal-account](https://developers.conomyhq.com/payments/payment-types/withdrawal-account)
{% endcontent-ref %}
{% endtab %}

{% tab title="Charge customers" %}
Use `PURCHASE` with checkout sessions or payment links for end-user collection flows with webhook-driven lifecycle updates.

{% content-ref url="../api-reference/payments/payment-links" %}
[payment-links](https://developers.conomyhq.com/api-reference/payments/payment-links)
{% endcontent-ref %}
{% endtab %}
{% endtabs %}

***

## Explore

{% columns fullWidth="true" %}
{% column %}
{% content-ref url="../payments/origins-and-destinations" %}
[origins-and-destinations](https://developers.conomyhq.com/payments/origins-and-destinations)
{% endcontent-ref %}
{% endcolumn %}

{% column %}
{% content-ref url="../compliance/compliance" %}
[compliance](https://developers.conomyhq.com/compliance/compliance)
{% endcontent-ref %}
{% endcolumn %}

{% column %}
{% content-ref url="../api-reference/payments" %}
[payments](https://developers.conomyhq.com/api-reference/payments)
{% endcontent-ref %}
{% endcolumn %}
{% endcolumns %}

***

## Support

Questions about integration, rails, or go-live:

* <hola@conomyhq.com>


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://developers.conomyhq.com/home/readme.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.