# Products

{% columns fullWidth="true" %}
{% column %}
Products represent the payment methods and financial instruments available for processing transactions on the platform.

Each product defines a specific payment rail or mechanism — such as a bank transfer, card payment, or wallet — that can be used when creating payment attempts or checkout sessions.

Use the Products API to retrieve the list of available products for a given configuration or context.
{% endcolumn %}

{% column %}
{% code title="Endpoints" overflow="wrap" %}

```http
GET /payments/available-products
```

{% endcode %}
{% endcolumn %}
{% endcolumns %}

## Get available products

> Returns all payment products available for a given identity, organized by currency. Each currency entry includes available pay-in methods with their products and pay-out (withdrawal) methods with their products. Use this endpoint to discover what payment rails are enabled for an account before building a payment flow.

```json
{"openapi":"3.0.1","info":{"title":"Default module","version":"1.0.0"},"tags":[{"name":"Payment-methods"}],"security":[{"BearerToken":[]}],"components":{"securitySchemes":{"BearerToken":{"type":"http","scheme":"bearer"}},"schemas":{"available-products":{"type":"object","description":"Available payment products for an identity, organized by currency.","properties":{"supportedPaymentCurrencies":{"type":"array","description":"Currencies for which pay-in products are available.","items":{"$ref":"#/components/schemas/currency"}},"supportedPayoutCurrencies":{"type":"array","description":"Currencies for which pay-out products are available.","items":{"$ref":"#/components/schemas/currency"}},"supportedPaymentMethods":{"type":"array","description":"All pay-in node types available across all currencies.","items":{"$ref":"#/components/schemas/payment-node-type"}},"supportedWithdrawalMethods":{"type":"array","description":"All pay-out node types available across all currencies.","items":{"$ref":"#/components/schemas/payment-node-type"}},"byCurrency":{"type":"array","description":"Per-currency breakdown of available pay-in and pay-out products.","items":{"type":"object","properties":{"currency":{"$ref":"#/components/schemas/currency"},"payin":{"type":"object","description":"Pay-in configuration for this currency.","properties":{"paymentMethods":{"type":"array","description":"Node types available for pay-in.","items":{"$ref":"#/components/schemas/payment-node-type"}},"products":{"type":"array","description":"Full product details for each pay-in method.","items":{"$ref":"#/components/schemas/payment-node-get"}}}},"payout":{"type":"object","description":"Pay-out configuration for this currency.","properties":{"withdrawalMethods":{"type":"array","description":"Node types available for pay-out.","items":{"$ref":"#/components/schemas/payment-node-type"}},"products":{"type":"array","description":"Full product details for each pay-out method.","items":{"$ref":"#/components/schemas/payment-node-get"}}}}}}}},"required":["supportedPaymentCurrencies","supportedPayoutCurrencies","supportedPaymentMethods","supportedWithdrawalMethods","byCurrency"],"title":"available-products"},"currency":{"type":"string","description":"Specifies the currency used, following the ISO 4217 standard for fiat currencies (e.g., `CLP`, `ARS`, `MXN`). Go to the [currencies page](../home/currencies \"mention\") for the complete list of supported values."},"payment-node-type":{"type":"string","description":"Defines the source or destination type of the payment. This field determines how the funds will be sent or received and which structure is expected in the corresponding `node` object. Only one type is allowed per node.\n\n| Type          | Node          | Country        | Direction        |\n|---------------|---------------|----------------|------------------|\n| `CARD`        | `card`        | Multi          | Pay-in           |\n| `CRYPTO`      | `wallet`      | Multi          | Pay-in / Pay-out |\n| `ACCOUNT`     | `account`     | Multi          | Pay-in / Pay-out |\n| `BANK_ACCOUNT`| `bank`        | Multi          | Pay-out          |\n| `PIX`         | `pix`         | Brazil         | Pay-in / Pay-out |\n| `PCT`         | `pct`         | Argentina      | Pay-in           |\n| `CVU`         | `cvu`         | Argentina      | Pay-in           |\n| `ETPAY`       | `etpay`       | Chile          | Pay-in           |\n| `FINTOC`      | `fintoc`      | Chile          | Pay-in           |\n| `WEBPAY`      | `webpay`      | Chile          | Pay-in           |\n| `SPEI`        | `spei`        | Mexico         | Pay-in / Pay-out |\n| `PSE`         | `pse`         | Colombia       | Pay-in           |\n| `BANCOLOMBIA` | `bancolombia` | Colombia       | Pay-in           |\n| `DAVIVIENDA`  | `davivienda`  | Colombia       | Pay-in           |\n| `DAVIPLATA`   | `daviplata`   | Colombia       | Pay-in / Pay-out |\n| `NEQUI`       | `nequi`       | Colombia       | Pay-in / Pay-out |\n| `BREB`        | `breb`        | Colombia       | Pay-out          |\n| `WOMPI`       | `wompi`       | Colombia       | Pay-in           |\n| `LIGO`        | `ligo`        | Peru           | Pay-in           |\n| `SIP`         | `sip`         | Peru, Bolivia  | Pay-in           |\n| `ACH`         | `ach`         | USA            | Pay-in / Pay-out |\n| `WIRE`        | `wire`        | USA            | Pay-out          |\n| `FEDNOW`      | `fedNow`      | USA            | Pay-in / Pay-out |\n| `RTP`         | `rtp`         | USA            | Pay-in           |\n| `SEPA`        | `sepa`        | Europe         | Pay-out          |\n| `FPE`         | `fpe`         | UK             | Pay-out          |\n| `SWIFT`       | `swift`       | Global         | Pay-out          |","enum":["CARD","CRYPTO","ACCOUNT","BANK_ACCOUNT","PIX","PCT","CVU","ETPAY","FINTOC","WEBPAY","SPEI","PSE","BANCOLOMBIA","DAVIVIENDA","DAVIPLATA","NEQUI","BREB","WOMPI","LIGO","SIP","ACH","WIRE","FEDNOW","RTP","SEPA","FPE","SWIFT"]},"payment-node-get":{"description":"Payment node schema returned by read/list endpoints.","allOf":[{"type":"object","properties":{"name":{"type":"string","description":"The name of the source or destination of the transaction."},"type":{"$ref":"#/components/schemas/payment-node-type"},"currency":{"$ref":"#/components/schemas/currency"},"product":{"type":"string","description":"Product identifier for the payment rail, in the format `CURRENCY:CURRENCY` (e.g., `ARS:ARS`, `USD:COP`)."},"settlement":{"type":"string","description":"Indicates the settlement period."},"fee":{"description":"Details about any fees applied to the transaction.","$ref":"#/components/schemas/fee"},"metadata":{"type":"object","description":"Additional metadata related to the transaction source or destination.","properties":{"image":{"type":"string","description":"An image representing the source or destination."},"description":{"type":"string","description":"A brief description of the source or destination."},"category":{"type":"string","description":"The category or grouping of the source or destination."}},"required":["image","description","category"]},"minAmount":{"type":"string","description":"Minimum transaction amount allowed for this node.","pattern":"^\\d+$"},"maxAmount":{"type":"string","description":"Maximum transaction amount allowed for this node.","pattern":"^\\d+$"},"requiredFields":{"type":"array","description":"Dot-notation paths of fields required when using this node (e.g., `bank.accountNumber`, `pct.customer.email`).","items":{"type":"string"}},"validOrigins":{"type":"array","description":"Node types that are valid as origins when this node is used as a destination.","items":{"$ref":"#/components/schemas/payment-node-type"}},"validDestinations":{"type":"array","description":"Node types that are valid as destinations when this node is used as an origin.","items":{"$ref":"#/components/schemas/payment-node-type"}},"nodeSchema":{"type":"object","description":"Dynamic schema describing the structure of the node-specific object. Each key matches the node key (e.g., `bank`, `pct`, `cvu`) and its value reflects the expected field structure.","additionalProperties":true},"requiredFieldTypes":{"type":"object","description":"Map of dot-notation field paths to their expected types (e.g., `{ \"bank.accountNumber\": \"string\" }`).","additionalProperties":{"type":"string"}}},"title":"payment-node-get","required":["type","currency"]},{"$ref":"#/components/schemas/node-wrapper-get"}],"title":"payment-node-get"},"fee":{"type":"object","description":"Details about any fees applied to the transaction.","properties":{"name":{"type":"string","description":"The name of the fee."},"type":{"description":"The type of fee applied (e.g., FIXED, PERCENTAGE).","$ref":"#/components/schemas/fee-type"},"value":{"type":"string","description":"The value of the fee."},"amount":{"type":"string","description":"The calculated amount of the fee."},"currency":{"$ref":"#/components/schemas/currency"}},"required":["name","type","value","currency","amount"]},"fee-type":{"type":"string","description":"Type of fee","enum":["FIXED","PERCENTAGE"]},"node-wrapper-get":{"description":"Response wrapper used to return a rail-specific payment node.","discriminator":{"propertyName":"type","mapping":{"CARD":"#/components/schemas/card-wrapper1","ACCOUNT":"#/components/schemas/account-wrapper2","CRYPTO":"#/components/schemas/crypto-wrapper-get","BANK_ACCOUNT":"#/components/schemas/bank-account-wrapper4","PIX":"#/components/schemas/pix-wrapper5","PCT":"#/components/schemas/pct-wrapper6","ETPAY":"#/components/schemas/etpay-wrapper","FINTOC":"#/components/schemas/fintoc-wrapper","WEBPAY":"#/components/schemas/webpay-wrapper","WOMPI":"#/components/schemas/wompi-wappe","PSE":"#/components/schemas/pse-wrapper","BANCOLOMBIA":"#/components/schemas/bancolombia-wrapper","DAVIVIENDA":"#/components/schemas/davivienda-wrapper","DAVIPLATA":"#/components/schemas/daviplata-wrapper","NEQUI":"#/components/schemas/nequi-wrapper","BREB":"#/components/schemas/breb-wrapper","CVU":"#/components/schemas/cvu-wrapper","SPEI":"#/components/schemas/spei-wrapper","LIGO":"#/components/schemas/ligo-wrapper","SIP":"#/components/schemas/sip-wrapper","ACH":"#/components/schemas/ach-wrapper","WIRE":"#/components/schemas/wire-wrapper","FEDNOW":"#/components/schemas/fednow-wrapper","RTP":"#/components/schemas/rtp-wrapper","SEPA":"#/components/schemas/sepa-wrapper","FPE":"#/components/schemas/fpe-wrapper","SWIFT":"#/components/schemas/swift-wrapper"}},"oneOf":[{"$ref":"#/components/schemas/card-wrapper1"},{"$ref":"#/components/schemas/account-wrapper2"},{"$ref":"#/components/schemas/bank-account-wrapper4"},{"$ref":"#/components/schemas/crypto-wrapper-get"},{"$ref":"#/components/schemas/pix-wrapper5"},{"$ref":"#/components/schemas/pct-wrapper6"},{"$ref":"#/components/schemas/etpay-wrapper"},{"$ref":"#/components/schemas/fintoc-wrapper"},{"$ref":"#/components/schemas/webpay-wrapper"},{"$ref":"#/components/schemas/wompi-wappe"},{"$ref":"#/components/schemas/pse-wrapper"},{"$ref":"#/components/schemas/bancolombia-wrapper"},{"$ref":"#/components/schemas/davivienda-wrapper"},{"$ref":"#/components/schemas/daviplata-wrapper"},{"$ref":"#/components/schemas/nequi-wrapper"},{"$ref":"#/components/schemas/breb-wrapper"},{"$ref":"#/components/schemas/cvu-wrapper"},{"$ref":"#/components/schemas/spei-wrapper"},{"$ref":"#/components/schemas/ligo-wrapper"},{"$ref":"#/components/schemas/sip-wrapper"},{"$ref":"#/components/schemas/ach-wrapper"},{"$ref":"#/components/schemas/wire-wrapper"},{"$ref":"#/components/schemas/fednow-wrapper"},{"$ref":"#/components/schemas/rtp-wrapper"},{"$ref":"#/components/schemas/sepa-wrapper"},{"$ref":"#/components/schemas/fpe-wrapper"},{"$ref":"#/components/schemas/swift-wrapper"}],"title":"subnode-get"},"card-wrapper1":{"description":"Alternative card node wrapper used in composed schemas.","type":"object","properties":{"card":{"type":"object","properties":{"holder":{"type":"string","description":"Card holder full name"},"scheme":{"type":"string","description":"Card scheme"},"type":{"type":"string","description":"Card type"},"mask":{"type":"string","description":"Last 4 digits"},"country":{"type":"string","description":"Issuing country"},"token":{"type":"string","description":"Card token"}},"required":["token"]}},"required":["card"],"title":"CARD"},"account-wrapper2":{"description":"Alternative account node wrapper used in composed schemas.","type":"object","properties":{"account":{"type":"object","properties":{"identityId":{"type":"string","description":"Identifier linking the internal account to an organization or user."},"type":{"description":"The type of internal account.","$ref":"#/components/schemas/account-type"},"balance":{"type":"string","pattern":"^\\d+(\\.\\d+)?$","description":"Total balance available in the internal account."},"availableFunds":{"type":"string","pattern":"^\\d+(\\.\\d+)?$","description":"Amount of funds available for transactions."},"currency":{"description":"The currency in which the internal account operates. Please check \"currencies\" page.","$ref":"#/components/schemas/currency"},"name":{"type":"string","description":"A friendly name assigned to the internal account."},"accountNumber":{"type":"string","description":"Internal reference number for the account."},"accountHolder":{"type":"string","description":"Name of the entity or user owning the internal account."}},"required":["identityId","type","balance","availableFunds","currency","name","accountNumber","accountHolder"]}},"title":"ACCOUNT","required":["account"]},"account-type":{"type":"string","description":"The type of internal account.","enum":["CHECKING","ASSET","SAVINGS","ESCROW","FEE"]},"bank-account-wrapper4":{"description":"Wrapper object exposing the external `bank` node payload.","type":"object","properties":{"bank":{"type":"object","properties":{"accountNumber":{"type":"string","description":"The bank account number."},"bank":{"type":"string","description":"The name of the bank where the account is held."},"currency":{"$ref":"#/components/schemas/currency"},"typeAccount":{"type":"string","description":"The type of bank account. CHECKING_ACOUNT, SAVINGS"},"accountHolder":{"type":"string","description":"The full name of the account holder."},"accountHolderDni":{"type":"string","description":"The national identification number or tax ID of the account holder."},"country":{"$ref":"#/components/schemas/country"}},"required":["accountNumber","bank","currency","accountHolder","accountHolderDni","country"]}},"title":"BANK_ACCOUNT","required":["bank"]},"country":{"type":"string","description":"Country of operations for the entity, specified using the ISO 3166-1 alpha-3 standard (e.g., `CHL`, `USA`, `MEX`). Go to the [countries page](../home/countries \"mention\") for the complete list of supported values."},"crypto-wrapper-get":{"description":"Response wrapper used to return CRYPTO node details.","allOf":[{"$ref":"#/components/schemas/wallet-wrapper3"}],"title":"CRYPTO"},"wallet-wrapper3":{"description":"Wrapper object exposing the `wallet` node payload for crypto transfers.","type":"object","properties":{"wallet":{"type":"object","properties":{"provider":{"type":"string","description":"Optional wallet provider identifier (for routing/integration)."},"referenceId":{"type":"string","description":"Optional external wallet identifier in the provider system."},"token":{"type":"string","description":"Optional token symbol (e.g., `USDC`, `USDT`) when not implied by `currency`."},"network":{"type":"string","description":"Optional blockchain network (e.g., `ETH`, `TRON`, `SOLANA`)."},"address":{"type":"string","description":"Wallet's address"}},"required":["address"]}},"required":["wallet"],"title":"CRYPTO"},"pix-wrapper5":{"description":"Alternative PIX node wrapper used in composed schemas.","type":"object","properties":{"pix":{"type":"object","properties":{"minimumAmount":{"type":"string","description":"Minimum amount allowed.","pattern":"^\\d+$"},"maximumAmount":{"type":"string","description":"Minimum amount allowed.","pattern":"^\\d+$"}}}},"required":["pix"],"title":"PIX"},"pct-wrapper6":{"type":"object","description":"PCT pay-in node for Argentina (ARS). BCRA interoperable QR transfer standard.","properties":{"pct":{"type":"object","properties":{"qrCode":{"type":"string","description":"QR code string to be rendered or scanned for payment."},"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}}}},"required":["pct"],"title":"PCT"},"customer":{"type":"object","properties":{"id":{"$ref":"#/components/schemas/_id"},"firstName":{"type":"string","description":"Payer's name"},"email":{"type":"string","description":"Payer's email"},"lastName":{"type":"string","description":"Payer's last name"},"phoneNumber":{"type":"string","description":"Payer's phone number without prefix"},"phoneNumberPrefix":{"type":"string","description":"Phone number prefix (e.g., +57)"},"documentType":{"$ref":"#/components/schemas/document-type"},"documentNumber":{"type":"string","description":"The document number associated with the documentType"},"address":{"$ref":"#/components/schemas/address"}},"description":"Information on who pays the transaction","required":["firstName"]},"_id":{"type":"string","description":"Unique identifier for the internal service."},"document-type":{"type":"string","description":"Documeny type of the entity (e.g., `RUT`, `CURP`, `CURL`). Go to the [Supported Identity document types page](../home/supported-identity-document-types \"mention\") for the complete list of supported values."},"address":{"type":"object","properties":{"administrativeAreaLevel1":{"type":"string","description":"The first-level administrative division."},"administrativeAreaLevel2":{"type":"string","description":"The second-level administrative division."},"administrativeAreaLevel3":{"type":"string","description":"The third-level administrative division."},"street":{"type":"string","description":"The name of the street."},"streetNumber":{"type":"string","description":"The street number."},"optionalAddress":{"type":"string","description":"Additional address details."},"country":{"$ref":"#/components/schemas/country"},"zipcode":{"type":"string","description":"Zipcode f the address"}},"description":"The entity’s address information."},"etpay-wrapper":{"description":"Response wrapper used to return Etpay node details.","type":"object","properties":{"etpay":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"url":{"type":"string"},"token":{"type":"string"},"signatureToken":{"type":"string"}}}},"required":["etpay"],"title":"ETPAY"},"fintoc-wrapper":{"type":"object","description":"FINTOC pay-in node for Chile (CLP). Open banking pay-in via Fintoc widget.","properties":{"fintoc":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}}}},"required":["fintoc"],"title":"FINTOC"},"webpay-wrapper":{"type":"object","description":"WEBPAY pay-in node for Chile (CLP). Card payments via Transbank.","properties":{"webpay":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}},"required":["customer"]}},"required":["webpay"],"title":"WEBPAY"},"wompi-wappe":{"description":"Wrapper object exposing the `wompi` node payload.","type":"object","properties":{"wompi":{"$ref":"#/components/schemas/wompi"}},"title":"WOMPI"},"wompi":{"description":"Wompi gateway payload for Colombia pay-ins.","type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"url":{"type":"string"},"redirectUrl":{"type":"string"},"expiresAt":{"type":"string"},"token":{"type":"string"},"signatureToken":{"type":"string"}}},"pse-wrapper":{"type":"object","description":"PSE pay-in node for Colombia (COP). Online secure bank transfers.","properties":{"pse":{"type":"object","properties":{"bankId":{"type":"string","description":"Bank identifier for PSE transfer."},"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}},"required":["bankId","customer"]}},"required":["pse"],"title":"PSE"},"bancolombia-wrapper":{"type":"object","description":"BANCOLOMBIA pay-in node for Colombia (COP). Bancolombia direct payment.","properties":{"bancolombia":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}},"required":["customer"]}},"required":["bancolombia"],"title":"BANCOLOMBIA"},"davivienda-wrapper":{"type":"object","description":"DAVIVIENDA pay-in node for Colombia (COP). Davivienda direct payment.","properties":{"davivienda":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}},"required":["customer"]}},"required":["davivienda"],"title":"DAVIVIENDA"},"daviplata-wrapper":{"type":"object","description":"DAVIPLATA pay-in/pay-out node for Colombia (COP). Daviplata mobile wallet.","properties":{"daviplata":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}},"required":["customer"]}},"required":["daviplata"],"title":"DAVIPLATA"},"nequi-wrapper":{"type":"object","description":"NEQUI pay-in/pay-out node for Colombia (COP). Nequi digital wallet.","properties":{"nequi":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}},"required":["customer"]}},"required":["nequi"],"title":"NEQUI"},"breb-wrapper":{"type":"object","description":"BREB pay-out node for Colombia (COP). Bank account transfer payout.","properties":{"breb":{"type":"object","properties":{"bankId":{"type":"string","description":"Bank identifier for the recipient's account."},"accountNumber":{"type":"string","description":"Recipient's bank account number."},"accountType":{"type":"string","description":"Account type (CHECKING or SAVINGS).","enum":["CHECKING","SAVINGS"]},"customer":{"$ref":"#/components/schemas/customer"}},"required":["bankId","accountNumber","customer"]}},"required":["breb"],"title":"BREB"},"cvu-wrapper":{"type":"object","description":"CVU pay-in node for Argentina (ARS). Virtual account / CBU bank transfers.","properties":{"cvu":{"type":"object","properties":{"code":{"type":"string","description":"Optional CVU/CBU code when pre-assigned by the payer flow."},"customer":{"$ref":"#/components/schemas/customer"}}}},"required":["cvu"],"title":"CVU"},"spei-wrapper":{"type":"object","description":"SPEI pay-in/pay-out node for Mexico (MXN). Electronic Interbank Payment System.","properties":{"spei":{"type":"object","properties":{"clabe":{"type":"string","description":"CLABE (18-digit interbank code) of the recipient. Required for pay-out."},"customer":{"$ref":"#/components/schemas/customer"}},"required":["customer"]}},"required":["spei"],"title":"SPEI"},"ligo-wrapper":{"type":"object","description":"LIGO pay-in node for Peru (PEN). QR-based payment system.","properties":{"ligo":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}},"required":["customer"]}},"required":["ligo"],"title":"LIGO"},"sip-wrapper":{"type":"object","description":"SIP pay-in node for Peru (PEN) and Bolivia (BOB). Interoperable payment system.","properties":{"sip":{"type":"object","properties":{"customer":{"$ref":"#/components/schemas/customer"},"successUrl":{"type":"string","description":"Redirect URL on successful payment."},"failedUrl":{"type":"string","description":"Redirect URL on failed payment."}},"required":["customer"]}},"required":["sip"],"title":"SIP"},"ach-wrapper":{"type":"object","description":"ACH pay-in/pay-out node for USA (USD). Automated Clearing House bank transfers.","properties":{"ach":{"type":"object","properties":{"routingNumber":{"type":"string","description":"ABA routing number (9 digits)."},"accountNumber":{"type":"string","description":"Bank account number."},"accountType":{"type":"string","description":"Account type (CHECKING or SAVINGS).","enum":["CHECKING","SAVINGS"]},"customer":{"$ref":"#/components/schemas/customer"}},"required":["routingNumber","accountNumber","customer"]}},"required":["ach"],"title":"ACH"},"wire-wrapper":{"type":"object","description":"WIRE pay-out node for USA (USD). Wire transfer via correspondent banks.","properties":{"wire":{"type":"object","properties":{"swiftCode":{"type":"string","description":"SWIFT/BIC code of the recipient's bank."},"routingNumber":{"type":"string","description":"ABA routing number (9 digits)."},"accountNumber":{"type":"string","description":"Recipient's bank account number."},"bankName":{"type":"string","description":"Name of the recipient's bank."},"customer":{"$ref":"#/components/schemas/customer"}},"required":["swiftCode","accountNumber","customer"]}},"required":["wire"],"title":"WIRE"},"fednow-wrapper":{"type":"object","description":"FEDNOW pay-in/pay-out node for USA (USD). FedNow instant payment service.","properties":{"fedNow":{"type":"object","properties":{"routingNumber":{"type":"string","description":"ABA routing number (9 digits)."},"accountNumber":{"type":"string","description":"Bank account number."},"accountType":{"type":"string","description":"Account type (CHECKING or SAVINGS).","enum":["CHECKING","SAVINGS"]},"customer":{"$ref":"#/components/schemas/customer"}},"required":["routingNumber","accountNumber","customer"]}},"required":["fedNow"],"title":"FEDNOW"},"rtp-wrapper":{"type":"object","description":"RTP pay-in node for USA (USD). Real-time payments network.","properties":{"rtp":{"type":"object","properties":{"routingNumber":{"type":"string","description":"ABA routing number (9 digits)."},"accountNumber":{"type":"string","description":"Bank account number."},"accountType":{"type":"string","description":"Account type (CHECKING or SAVINGS).","enum":["CHECKING","SAVINGS"]},"customer":{"$ref":"#/components/schemas/customer"}},"required":["routingNumber","accountNumber","customer"]}},"required":["rtp"],"title":"RTP"},"sepa-wrapper":{"type":"object","description":"SEPA pay-out node for Europe (EUR). Single Euro Payments Area transfers.","properties":{"sepa":{"type":"object","properties":{"iban":{"type":"string","description":"Recipient's IBAN."},"bic":{"type":"string","description":"BIC/SWIFT code of the recipient's bank."},"customer":{"$ref":"#/components/schemas/customer"}},"required":["iban","customer"]}},"required":["sepa"],"title":"SEPA"},"fpe-wrapper":{"type":"object","description":"FPE pay-out node for UK (GBP). Faster Payments — near-instant bank transfers.","properties":{"fpe":{"type":"object","properties":{"accountNumber":{"type":"string","description":"UK bank account number (8 digits)."},"sortCode":{"type":"string","description":"Sort code (6 digits, e.g., \"200415\")."},"customer":{"$ref":"#/components/schemas/customer"}},"required":["accountNumber","sortCode","customer"]}},"required":["fpe"],"title":"FPE"},"swift-wrapper":{"type":"object","description":"SWIFT pay-out node for international transfers. Multi-currency global bank wire.","properties":{"swift":{"type":"object","properties":{"swiftCode":{"type":"string","description":"SWIFT/BIC code of the recipient's bank."},"iban":{"type":"string","description":"Recipient IBAN when destination country requires it (typically SEPA zone)."},"bank":{"type":"object","description":"Recipient bank account details.","properties":{"accountNumber":{"type":"string","description":"Recipient's bank account number."},"name":{"type":"string","description":"Name of the recipient's bank."}},"required":["accountNumber"]},"customer":{"description":"Beneficiary identity data required by correspondent banks.","allOf":[{"$ref":"#/components/schemas/customer"},{"type":"object","required":["firstName","lastName","email","documentNumber","documentType"]}]}},"required":["swiftCode","bank","customer"]}},"required":["swift"],"title":"SWIFT"},"error":{"type":"object","description":"Standard error response payload.","properties":{"statusCode":{"type":"integer","description":"HTTP status code."},"error":{"type":"string","description":"Error category."},"message":{"type":"string","description":"Human-readable error message."}},"required":["statusCode","error","message"]}},"responses":{"Bad request":{"description":"The request is invalid, malformed, or contains unsupported values.","content":{"application/json":{"schema":{"$ref":"#/components/schemas/error"}}}},"Internal server error":{"description":"The server failed to process the request due to an unexpected condition.","content":{"application/json":{"schema":{"$ref":"#/components/schemas/error"}}}}}},"paths":{"/payments/available-products":{"get":{"summary":"Get available products","deprecated":false,"description":"Returns all payment products available for a given identity, organized by currency. Each currency entry includes available pay-in methods with their products and pay-out (withdrawal) methods with their products. Use this endpoint to discover what payment rails are enabled for an account before building a payment flow.","operationId":"get-available-products","tags":["Payment-methods"],"parameters":[{"name":"identityId","in":"query","description":"Identity ID to retrieve available products for.","required":false,"schema":{"type":"string"}},{"name":"currencies","in":"query","description":"Comma-separated list of currency codes to filter results (e.g., `ARS,CLP`).","required":false,"schema":{"type":"string"}},{"name":"x-api-key","in":"header","description":"The API key used for authentication when making requests to the API Gateway.","required":true,"schema":{"type":"string"}},{"name":"User-Agent","in":"header","description":"Identifies the application making the request.","required":true,"schema":{"type":"string"}}],"responses":{"200":{"description":"Request processed successfully.","content":{"application/json":{"schema":{"$ref":"#/components/schemas/available-products"}}},"headers":{}},"400":{"$ref":"#/components/responses/Bad request","description":"Invalid request parameters or payload."},"500":{"$ref":"#/components/responses/Internal server error","description":"Unexpected internal server error."}}}}}}
```