Purchase
Represents a payment for goods or services provided by a client using conomy_hq.
Typically initiated via a payment link or external checkout method, this transaction allows third-party customers to send funds to a client's internal account.
type
PURCHASE
origins
One external pay-in rail node (for example: CARD, PIX, ETPAY, PSE, WOMPI, ACH, FEDNOW)
destinations
One or more internal ACCOUNT destinations (single merchant destination or split across multiple accounts)
Ownership
The payment is initiated by a third party (e.g., customer), not by the account owner. However, the account owner receives the funds. Only the account owner can configure or manage the receiving accounts.
Settlement Time
The time it takes for the funds to become available in the internal account depends on the selected payment method.
Bulk Payments
Bulk payments are not supported for PURCHASE.
Available Origins by Region
Global
Card
CARD
Chile
Open banking
ETPAY
Chile
Open banking
FINTOC
Chile
Card
WEBPAY
Brazil
Instant QR
PIX
Argentina
QR Transfer
PCT
Colombia
Bank transfer
PSE
Colombia
Direct bank
BANCOLOMBIA
Colombia
Direct bank
DAVIVIENDA
Colombia
Wallet
DAVIPLATA
Colombia
Wallet
NEQUI
Colombia
Gateway
WOMPI
Peru
QR
LIGO
Peru
Interbank
SIP
Bolivia
Interbank
SIP
USA
Bank transfer
ACH
USA
Instant bank
FEDNOW
USA
Real-time
RTP
Available Destinations
PURCHASE settles funds into internal balances:
Internal account
ACCOUNT
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