# BANK\_ACCOUNT

BANK\_ACCOUNT is a generic destination node for payouts to external bank accounts. It's used when the destination is a standard bank account that doesn't fit a specific rail — for example, Canadian or other country-specific accounts not covered by dedicated rail nodes.

**Direction:** Pay-out

## Required fields

| Field                | Type     | Description                                      |
| -------------------- | -------- | ------------------------------------------------ |
| `type`               | `string` | Must be `"BANK_ACCOUNT"`                         |
| `currency`           | `string` | Currency of the transfer                         |
| `bank.accountNumber` | `string` | Recipient's bank account number                  |
| `bank.bank`          | `string` | Bank name or identifier                          |
| `bank.typeAccount`   | `string` | Account type: `"CHECKING"` or `"SAVINGS"`        |
| `bank.country`       | `string` | 2-letter ISO country code (e.g., `"AR"`, `"CA"`) |
| `customer`           | `object` | Recipient's identity information                 |

## Example

```json
{
  "type": "BANK_ACCOUNT",
  "currency": "ARS",
  "bank": {
    "accountNumber": "0000123456789",
    "bank": "BANCO_CMF",
    "typeAccount": "CHECKING",
    "country": "AR"
  },
  "customer": {
    "firstName": "Lucía",
    "lastName": "Fernández",
    "email": "lucia@example.com",
    "documentType": "DNI",
    "documentNumber": "32123456",
    "country": "AR"
  }
}
```

Note: For Argentina, prefer [CVU](https://developers.conomyhq.com/payments/origins-and-destinations/nodes/cvu). For Colombia, prefer [BREB](https://developers.conomyhq.com/payments/origins-and-destinations/nodes/breb). BANK\_ACCOUNT is typically used when no country-specific rail is available.

## OpenAPI reference

* Spec: `conomyhq-api`
* Component: `bank-account`
* Source: [Payment API.yaml](https://raw.githubusercontent.com/conomyapp/gitbook-docs/main/.gitbook/assets/Payment%20API.yaml)