# FINTOC

Fintoc is a Chilean open banking provider. It uses a hosted widget where the user connects their bank account and authorizes the transfer. No required fields — the widget handles the flow.

**Country:** Chile | **Currency:** CLP | **Direction:** Pay-in

## Required fields

| Field             | Type     | Description                |
| ----------------- | -------- | -------------------------- |
| `type`            | `string` | Must be `"FINTOC"`         |
| `currency`        | `string` | Must be `"CLP"`            |
| `fintoc.customer` | `object` | Optional payer information |

## Example

```json
{
  "type": "FINTOC",
  "currency": "CLP",
  "fintoc": {
    "customer": {
      "firstName": "Diego",
      "email": "diego@example.com"
    }
  }
}
```

## Response fields

| Field   | Description                                |
| ------- | ------------------------------------------ |
| `url`   | Hosted widget URL — redirect the user here |
| `token` | Session token for tracking                 |

Send the user to `fintoc.url` to complete the bank connection and authorization.

## OpenAPI reference

* Spec: `conomyhq-api`
* Component: `fintoc`
* Source: [Payment API.yaml](https://raw.githubusercontent.com/conomyapp/gitbook-docs/main/.gitbook/assets/Payment%20API.yaml)