# WIRE

Wire transfers are same-day domestic bank transfers in the USA. They are typically used for large amounts and settle faster than ACH. Use as a destination for payouts to US bank accounts.

**Country:** USA | **Currency:** USD | **Direction:** Pay-out

## Required fields

| Field                          | Type     | Description                            |
| ------------------------------ | -------- | -------------------------------------- |
| `type`                         | `string` | Must be `"WIRE"`                       |
| `currency`                     | `string` | Must be `"USD"`                        |
| `wire.bank.accountNumber`      | `string` | Recipient's bank account number        |
| `wire.swiftCode`               | `string` | SWIFT/BIC code of the recipient's bank |
| `wire.customer.firstName`      | `string` | Recipient's first name                 |
| `wire.customer.lastName`       | `string` | Recipient's last name                  |
| `wire.customer.email`          | `string` | Recipient's email                      |
| `wire.customer.documentNumber` | `string` | SSN or other ID                        |
| `wire.customer.documentType`   | `string` | Document type                          |
| `wire.iban`                    | `string` | IBAN (for international wires)         |

## Example

```json
{
  "type": "WIRE",
  "currency": "USD",
  "wire": {
    "swiftCode": "CHASUS33",
    "bank": {
      "accountNumber": "000987654321"
    },
    "customer": {
      "firstName": "Jane",
      "lastName": "Doe",
      "email": "jane@example.com",
      "documentType": "SSN",
      "documentNumber": "987654321"
    }
  }
}
```

## OpenAPI reference

* Spec: `conomyhq-api`
* Component: `wire`
* Source: [Payment API.yaml](https://raw.githubusercontent.com/conomyapp/gitbook-docs/main/.gitbook/assets/Payment%20API.yaml)