SPEI

Mexico's interbank electronic transfer system. Used for pay-in and pay-out in Mexico.

SPEI (Sistema de Pagos Electrónicos Interbancarios) is Mexico's real-time interbank transfer network, operated by Banco de México. It supports both pay-in (receiving funds via CLABE) and pay-out (sending to a CLABE).

Country: Mexico | Currency: MXN | Direction: Pay-in / Pay-out

Required fields

Field
Type
Description

type

string

Must be "SPEI"

currency

string

Must be "MXN"

spei.customer.firstName

string

Customer's first name

spei.customer.lastName

string

Customer's last name

spei.clabe

string

18-digit CLABE (required for pay-out)

spei.bankId

string

Bank identifier code

Pay-in example

For pay-in, the user sends a transfer to the CLABE generated in the response:

{
  "type": "SPEI",
  "currency": "MXN",
  "spei": {
    "customer": {
      "firstName": "Carlos",
      "lastName": "Mendoza"
    }
  }
}

Pay-out example

For pay-out, provide the recipient's CLABE:

Response fields (pay-in)

Field
Description

clabe

CLABE the payer should transfer to

bankId

Receiving bank code

Share the spei.clabe with your user so they can complete the transfer from their banking app.

Schema

The spei object

Attributes
clabestringOptional

CLABE (18-digit interbank code) of the recipient. Required for pay-out.

The spei object

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